Hit and killed a pet dog while driving, does the insurance company pay?
A dog is private property, hitting and killing it is obviously property damage, so mandatory traffic insurance must compensate. At this time, we can just use the insurance. If the amount is small, within 2000 yuan, we don't need to use commercial insurance. Because using commercial insurance will prevent the insurance fee from lowering next year; you see, some veteran drivers have been driving for many years, and their insurance fees are less than 3000 yuan per year.
The dog owner not leashing the dog, and the driver pays nothing. Just drive away.
Zhongyi Guangying: Regarding the question and answer about "car hits dog," it can serve as a basis or reference for handling such cases. 1. Does a dog have road rights? Road rights are a kind of right. Rights and obligations are a pair of legal concepts, and their subjects are people, that is, natural persons and legal persons. Only persons with legal capacity and behavior capacity can enjoy rights and undertake obligations. Pet dogs, as animals raised by people, are only people's property and do not possess legal capacity or behavior capacity; therefore, they cannot enjoy rights or undertake obligations.
Thus, pet dogs, as the property of their keepers, can only be objects of rights, not subjects of rights, so they fundamentally cannot have any road rights. 2. Is hitting a dog with a car considered a traffic accident? It should be considered a traffic accident. Although pet dogs are not rights holders and cannot have road rights, they are still the property of their keepers. Article 119, Paragraph 1, Item 5 of the Road Traffic Safety Law of the People's Republic of China stipulates: "A 'traffic accident' refers to an incident causing personal injury or property damage due to fault or accident involving vehicles on the road."
Therefore, if a vehicle on the road hits and kills a pet dog by fault or accident, causing property damage to others, it should be considered a traffic accident. 3. Does the person who hits an uncertified dog have to compensate? Whether the person who hits an uncertified dog must compensate mainly depends on whether the driver violated traffic regulations. Whether the dog has a certificate is adjusted by administrative regulations. The dog keeper can be administratively punished for failing to obtain a certificate, but failing to have a certificate does not justify hitting or refusing to compensate for hitting the dog, ignoring the dog keeper's property rights.
If the driver violated traffic regulations and hit and killed an uncertified pet dog, infringing on the keeper's property rights, they should also bear compensation responsibility according to law. 4. Does the "car hits dog" case apply to the third-party mandatory liability insurance? It applies to the third-party mandatory liability insurance. Article 3 of the Regulations on Mandatory Motor Vehicle Traffic Accident Liability Insurance stipulates that "Mandatory motor vehicle traffic accident liability insurance, as referred to in these regulations, means compulsory liability insurance provided by the insurance company to compensate within the liability limit for personal injury or property damage caused to persons other than the insured motor vehicle personnel and insured persons in a motor vehicle traffic accident on the road."
The Motor Vehicle Traffic Accident Liability Insurance Clauses also include property damage compensation.
The dog is another person's private property, so if you run over a dog or injure a dog, causing damage to another person's private property, the liability insurance company needs to compensate. However, in practice, if the other party makes unreasonable demands, never handle the matter privately. First, report to the police; second, claim insurance. Responsibility will be assigned accordingly; otherwise, you could be seriously cheated.
Compensation must be made; there is no doubt about this. Pet dogs also belong to third-party property. The 2000 yuan within mandatory insurance and third-party liability insurance can compensate. However, the value of the pet dog should be determined by the pricing department's appraisal agency or negotiated by the insurance company's loss assessors with the property owner.