Are Pet Cats Expensive_A Full Analysis of Cat Raising Costs to Help You Calculate This Account Clearly
Raising a lovely cat—is it really a "sweet burden"? This is the most concerned question for many friends who want to become "pooper scoopers." According to the 2020 China Pet Consumption Market Report, per capita annual spending per cat or dog in China increased from 4,348 yuan in 2017 to 6,653 yuan in 2020. Meanwhile, the 2025 China Pet Industry White Paper indicates that the average annual spending per pet cat in 2024 will reach 2,020 yuan. This means raising a cat indeed requires a certain economic investment, but the specific expenses vary depending on the cat’s breed, living quality, and the owner’s way of raising pets, so it can be extravagant or frugal.
Raising a cat is not just about providing food, drink, and shelter, but also about offering companionship and responsibility. Before deciding to welcome this "master" home, fully understanding various costs of cat raising can help avoid the embarrassment of "impulsive decisions and later regrets," ensure the cat can grow healthily and happily, and you can enjoy the fun of petting cats instead of doubting life due to bills.

Comprehensive Breakdown of Cat Raising Costs: From "Adoption" to "Elderly Care"
Cat raising expenses can roughly be divided into three categories: one-time investment, daily expenses, and medical costs. Let's calculate these item by item.
1. One-time Investment: The "Welcome Gift" for Bringing the "Master" Home
For first-time cat owners, it’s like decorating a new house—some basic equipment is essential. This usually costs from a few hundred to tens of thousands of yuan, mainly depending on how you get the cat and the quality of supplies.
- Price of the Cat Itself
- Adoption Instead of Purchase: Many charity organizations or individuals offer free adoption, which is the most economical way. However, some so-called "free adoptions" may harbor consumption traps, requiring signing high monthly "pet food payment" agreements, with total costs possibly reaching 10,000 to 20,000 yuan, far exceeding pet market prices—be cautious. It’s recommended to choose reputable pet adoption agencies and read the adoption agreements carefully to avoid pitfalls.
- Buying Purebred Cats: If you have preferences for cat breeds, the purchase price will be much higher. Generally, the price of pet-grade purebred cats ranges from several thousand to tens of thousands of yuan. For example, well-looking Scottish Fold cats cost around 3,000-4,000 yuan; Ragdolls, depending on appearance and pedigree, usually cost 8,000-20,000 yuan for pet grade, with show grade even more expensive. Popular breeds like British Shorthair blue and white cats might be priced at several thousand yuan. Prices also differ by region and breeder.
- Basic Living Supplies
When a cat just arrives, it’s like a child starting school—you need to prepare stationery and a backpack.- Litter Box: It is recommended to choose a high-sided one to prevent litter spillage. Prices range from tens to over a hundred yuan; if budget allows, smart litter boxes cost more. A good litter box costs around 70-100 yuan.
- Food and Water Bowls: Ceramic or stainless steel materials are better choices because plastic bowls easily breed bacteria causing "black chin" in cats. Prices generally range from 20-100 yuan.
- Scratching Board/Cat Tree: These are “magic tools” protecting your furniture. Scratching boards cost tens of yuan, cat trees from 150 yuan to several hundred yuan, with large cat trees possibly exceeding a thousand yuan.
- Cat Bed/Mat: Provides a comfortable resting space for cats. Costs range from dozens to hundreds of yuan.
- Nail Clippers, Comb: Essential daily grooming tools for cats. Prices are around 10-30 yuan.
- Carrier/Cat Bag: Necessary for taking the cat out or to the vet. Usually, choose one large enough and well-ventilated, costing about 150 yuan.
- Others: Cat teaser sticks, various toys, snacks, etc. You can prepare some initially, ranging from several dozen to over a hundred yuan.
Tip: Many basic supplies can be replaced with budget alternatives, like making a cat bed from old cardboard boxes and blankets, using corrugated cardboard instead of scratching boards, or making teaser sticks from old cloth.
- Initial Medical Check-up, Vaccination, and Deworming
Before bringing a cat home, it’s best to have a thorough physical examination and vaccinate and deworm on schedule.- Check-up: Group purchase price is usually around 200 yuan.
- Vaccines: Kittens usually need three doses of the feline triple vaccine and one rabies vaccine. Each feline triple vaccine dose costs 50-120 yuan, rabies vaccine similarly. The initial immunization usually requires 2-3 injections 2-3 weeks apart. Total cost around 200-500 yuan. Some imported vaccines might be more expensive and even "hard to get a dose."
- Deworming: Internal and external deworming medicines vary by brand and cat weight, costing tens to over a hundred yuan monthly.

2. Daily Expenses: The Steady "Food and Living" Costs
This part is the largest expenditure in raising a cat and also most reflects the “extravagance or thrift” choices.
- Cat Food and Snacks
Cat food accounts for the largest part of daily expenses.- Cat Food: The quality and price of cat food vary greatly. Ordinary cat food costs around 20 yuan per jin (half a kilo). Mid-to-high-end cat food ranges between 30-50 yuan per jin or more. An adult cat consumes about 5 jin per month. Roughly estimated yearly spending on cat food is over 1,200 yuan.
- Main Canned/Wet Food: Many cats don't like drinking water; wet food is important for hydration. Prices per can range from a few yuan to tens of yuan. Relying mainly on wet food increases monthly expenses significantly, to hundreds or even thousands of yuan.
- Snacks: Freeze-dried treats, cat sticks, small dried fish can be rewards or nutritional supplements. Spending about 100 yuan monthly, roughly 1,200 yuan yearly.
Money-saving Tip: Watch for cat food promotions; buying in bulk is more economical. You can also try homemade snacks but pay attention to ingredient safety and balanced nutrition.
- Cat Litter
Cat litter is a heavily consumed daily item, like tissues to humans.- Types and Prices: There are many types on the market including bentonite, tofu, crystal, pine wood, and mixed litters. Bentonite is generally cheaper; tofu and pine wood are pricier. Prices range from a few yuan to dozens per kilogram.
- Usage: A cat uses about 1-2 bags of litter per month, costing around 480-600 yuan per year.
Money-saving Tip: Try mixing different litters or buying bulk to reduce costs.
- Other Consumables
- Disinfectant: Used for household disinfection; one bottle costs about 40 yuan and lasts half a year.
- Toothpaste and Toothbrush: Oral health is important for cats. A set costs several dozen yuan and is generally replaced every three months.
Overall, daily consumables (cat food, snacks, litter, daily care products) are expected to cost around 3,200 to 4,000 yuan annually.
3. Medical Expenses: The "Guardian Fund" for Cat Health
"It’s fine if the cat doesn’t get sick, but when it does, the money really flows away like water," a cat owner lamented, revealing the feelings of many pet owners. Pet medical expenses lack insurance and are often quite high.
- Routine Medical Care
- Annual Check-up: A yearly health examination is essential to detect and address potential problems in time. Group prices usually about 200 yuan.
- Annual Vaccine Boosters: Annual boosters for the feline triple and rabies vaccines are necessary.
- Regular Deworming: Continuous internal and external deworming.
- Spaying and Neutering Surgeries
Spaying/neutering is an important part of cat health management and effectively prevents many illnesses.- Costs: Neutering male cats is relatively simple and generally costs less than spaying females. In tier-1 cities, male cat neutering costs around 500 yuan, tier-2 cities between 300-500 yuan. Female cat spaying costs are higher, usually 600-1000 yuan or more. One animal hospital in Beijing charges 1,110 yuan for a female cat spaying package and 970 yuan for a male cat castration package. These usually include pre-op exams, anesthesia, surgery, and post-op medications. However, some hospitals might have hidden charges, billing extra for exams and hospitalization. It is recommended to choose legitimate and transparent pet hospitals.
- Disease Treatment and Accidental Injuries
This part is the most uncertain but can be very costly.- Common Illnesses: Colds, skin diseases (like ringworm), gastrointestinal issues, ear mites, etc., with treatment costs from several hundred to over a thousand yuan.
- Major Illnesses or Accidents: Such as feline distemper, urinary diseases, chronic kidney disease, car accidents, treatment costs can reach thousands or even tens of thousands of yuan. Some pet owners have spent over 70,000 yuan treating their sick pets for over a month.
- Pet Insurance: Purchasing pet insurance can share part of the medical risks, but the domestic pet insurance market is not yet mature, requiring careful selection.
According to a report by China International Capital Corporation, pet medical spending per pet in Japan and the United States in 2023 was far higher than China's, indicating significant growth potential in China's pet medical consumption as pet ownership concepts upgrade and pet aging increases.

4. Other Potential Expenses: Unintended "Small Happiness" and "Big Surprises"
Besides the fixed expenses above, there are some non-essential but possible costs.
- Pet Boarding/At-Home Care Services: When the owner goes out and cannot take the cat, boarding or hiring someone for home care is necessary. Boarding costs about 60 yuan per day, doubling on holidays. Long-term boarding costs can be very considerable.
- Grooming and Bathing: Although cats are generally clean, some long-haired cats may require regular professional grooming.
- Behavior Training: If cats have problematic behaviors like scratching furniture or inappropriate elimination, professional behavior training may be needed.
- Furniture Damage: Cats naturally like to scratch; without protection, sofas, curtains, and other furniture may become "victims."
- Companionship and Interaction: Beyond material investment, time, energy, and emotional input are priceless.
Money-saving Tips for Raising Cats: Careful Budgeting Still Makes You a "Qualified Pooper Scooper"
Raising a cat doesn’t have to be extravagantly generous; careful budgeting can provide your cat with a quality life.
- Rational Choice of Cat Source: Prioritize adoption. If buying purebred cats, make sure to buy from reputable breeders to avoid "weekend cats" and fraudulent "free adoption" scams.
- Careful Selection of Food: The most expensive is not always the best. Food suitable for the cat and nutritionally balanced is key. Follow pet store or e-commerce platform promotions, buy bulk cat food, or choose cost-effective domestic brands ensuring nutrition.
- DIY Supplies: Cardboard boxes, old clothes, corrugated cardboard can be repurposed into cat beds, scratching boards, and toys—both eco-friendly and money-saving.
- Regular Cleaning and Grooming: Frequent brushing and nail trimming, regularly cleaning litter boxes can reduce hairball and skin diseases, thereby lowering future medical costs. Keep basic disinfectants and anti-inflammatory medicines at home to treat minor discomfort promptly.
- Prioritize Preventive Care: Vaccines and deworming are the most effective ways to prevent diseases. Regular check-ups detect and solve minor problems early, preventing major illnesses. The saying "prevention is better than cure" applies equally to pets.
- Use Group Buying and Discounts: Many pet hospitals and stores offer group purchase and discount activities. Paying attention to these can save a lot.
Frequently Asked Questions
Q1: How much does it cost to raise a cat for one year?
A1: According to the 2020 China Pet Consumption Market Report, the average annual spending per cat or dog in China reached 6,653 yuan in 2020. The 2025 China Pet Industry White Paper states that the average annual spending per pet cat in 2024 is about 2,020 yuan. Actual expenses vary greatly by cat breed, food choices, medical conditions, and owner’s spending habits, but generally, it takes at least 3,000-8,000 yuan per year, sometimes more.
Q2: Is the initial one-time investment for raising a cat large?
A2: Initial expenses include cat purchase or adoption fees, litter box, food and water bowls, scratching board/cat tree, cat bed, nail clippers, comb, carrier, and vaccinations and deworming for kittens. This ranges from hundreds to tens of thousands of yuan, mainly depending on the source of the cat (adoption is cheaper; purebred purchase is more expensive) and selected supplies.
Q3: Are medical expenses for cats expensive?
A3: Pet medical costs are usually high as there is no health insurance support. Routine vaccine, deworming, and check-ups are controllable expenses, but in case of illness or accident, treatment costs can range from hundreds to tens of thousands of yuan or more. For example, neutering costs around 300-500 yuan for males and 600-1,000 yuan or more for females. Treatment for serious diseases like feline distemper or chronic illness may cost tens of thousands.
Q4: How to save money raising cats without affecting their health?
A4: Key to money-saving is rational spending and preventive care. Choose adoption over purchase, make or select affordable alternative supplies, watch for promotions on cat food and litter, and buy in bulk. Most importantly, focus on daily preventive care—vaccinate on time, regularly deworm and do check-ups—to reduce illness risks and avoid high treatment fees later.
Conclusion: Love Is the Best "Investment"
In summary, raising a cat is indeed a considerable expense, requiring your long-term economic input and effort. From the initial "welcome gift" to daily "food and shelter," and then unexpected medical expenses, each may feel like a "sweet burden." Data shows that the average annual spending per cat owner in China was 6,653 yuan in 2020.
However, this investment brings unconditional trust from the cat, warm companionship, and countless moments of healing. When you drag your tired body back home and see the furry little one meowing at you and rubbing its head against your pants, all fatigue and expenses seem insignificant at that moment.
Therefore, before deciding to raise a cat, please carefully assess your financial capacity and time energy and make adequate preparations. Remember, cat raising is not a "spur of the moment" decision but a responsibility and commitment lasting more than a decade or even longer. When love becomes your motivation to raise a cat, whether "costly" or "frugal," you will be a qualified and happy "pooper scooper."
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